Insurance Coverage


At AmeriStar, we understand the risks and needs of our local small and medium businesses because we are one. AmeriStar’s dedicated team of licensed independent insurance agents help you protect your business. We specialize in providing small business and medium business insurance coverage to help protect you from claims that can damage your business like lawsuits, workers’ compensation, and property damage.

Personalized Business Insurance

AmeriStar can help you protect your business against unfortunate and costly situations. With liability and business insurance you can focus on running and improving your business instead of worrying about the what-ifs.

  • Lawsuits
  • Court Judgments
  • Attorney Fees
  • Court Fees
  • Personal Injury
  • Property Damage
  • Errors or Omissions
  • Employment Practices Liability
  • Directors and Officers Coverage
  • Business Interruption
  • Cyber Liability

Protect Your Commercial Property From Damage

Your commercial property, whether leased or owned, can be one of the most valued assets of your business. We help you protect your business with affordable commercial property insurance that is personalized to your business.

  • Theft
  • Fire
  • Vandalism
  • Weather
  • Flood
  • Computer and Equipment

Protect Your Commercial Vehicles

The vehicles you use in your business are key to moving your people and products around. With that comes the potential for accidents and your business could be found liable. This coverage will not only protect you for liability arising out of an accident but also the physical damage to the vehicle.

  • Accidents
  • Theft
  • Hail
  • Vandalism

Protect Your Employees

You need to protect your business from the liability of an employee being injured on the job. Work Comp pays medical expenses and lost wages related to the injury.

  • Auto Accidents
  • Accidental Injury
  • Back Injury
  • CarpalTunnel

Increase Your Business Liability Protection with an Umbrella Policy

Most businesses require higher liability limits than are provided by primary insurance policies. Commercial umbrellas go over existing insurance policies and are what is called “follow form” which means they track the primary policy coverage, but increase the limit of insurance. Commercial umbrellas are readily available for limits of 1,000,000 to 10,000,000, with higher limits available through specialty carriers.

Small Business Insurance – We’ve Got You Covered

One Agency Working with Many Carriers

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Insurance Coverage Tailored to Your Business’ Needs

The AmeriStar Advantage